Pets Best Insurance Waiting Period

Pet insurance policies often provide a cooling off period which is around.

Pets best insurance waiting period. A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Get answers to your pet health questions 24 7. No claims are covered within this 14 day period but after this your insurance operates as normal. Waiting periods for accidents are 48 hours.

Our plans also offer some of the shortest waiting periods in the industry. It may take some weeks for pre existing conditions to become apparent. The good news is that you can reduce the waiting period for orthopedic conditions to 14 days by following the orthopedic exam and waiver process below. Once you have enrolled there is a waiting period that is generally from 14 days to 30 days depending on the pet insurance company.

It s time to take a stand against these needless waiting periods. Your insurance coverage won t pay until you ve completed a waiting period. The waiting period for an accident could be much shorter 48 hours for example. The waiting period also covers pre existing conditions.

In addition to our comprehensive pet health insurance coverage you can get all your pet health questions answered by veterinary experts day or night with our 24 7. However a waiting period of 14 days is common for policies that cover illnesses. All embrace insurance policies have a 14 day waiting period for illnesses. There are many companies offering pet insurance policies and the waiting period before your pet is eligible for coverage varies from one insurer to the next.

The weeks between signing a policy and being able to claim enables insurers to cover only what happens after the waiting period is completed. Most companies require at least 14 days before reimbursing you for a vet visit your pet needs for an illness. No claims are covered within this 14 day period but after this your insurance operates as normal. Please view your pet s waiting periods on your policy declarations page in your customer account.

Just 3 days for accidents 14 days for illnesses and 6 months for cruciate ligament events. Unfortunately most pet insurance companies withhold coverage for the first few weeks after enrollment meaning you will not be able to apply for reimbursement yet are still required to pay. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met waiting periods are waived for continuous uninterrupted policy renewals.

All dogs have a 6 month waiting period for orthopedic conditions. The following table shows the waiting periods of popular providers. When you enroll your pet in a new insurance policy there are more considerations aside from just the type of coverage pricing and deductibles.